A Case Against Borrowed Education
I am a huge fan of education and there is little doubt that on average, people with college education earn more than high school graduates. However, I am not a fan of student loans. Especially those that require parents to either borrow the money or co-sign. When I was 17, starting college, I don’t think [...]
Being frugal
Every day, I get to study the most intimate details of my client’s financial life. I know how much my clients spend on food, electricity, rent, entertainment, transportation – the list goes on and on. So, it should come as no surprise to anyone that I think about finances – a lot. One of the [...]
Credit Cards The Lowdown
One of the most personally damaging things that may happen to an individual is having to carry a blemished credit history which in reality stays for the next 7 to a decade right after the bad credit incident has been reported and recorded by the credit firms. Having blemished credit greatly affects in the most [...]
Asking The Right Bankruptcy Questions
If you have no idea what you are doing; then I highly suggest that you should think twice about filing your own bankruptcy. Another thing is that you want to ensure that you hire the right attorney; here are some question so that you can make sure that you are asking the right bankruptcy questions [...]
Is It Possible To Live Debt Free
Believe it or not many people who do get a fresh start find themselves covered in debt about a year later. We as society are so used to being consumed by financial debt that we feel that we have to have all kinds of material things to keep us happy. However if you have filed [...]
Steps and action plan to improve your credit score
Not only is it important to get your credit reports from the three credit bureaus, it is also important to know how to raise your credit score. A higher credit score makes it a lot easier for you when it is time for a new credit card, car loan or insurance policy. There are several [...]