Deciding Whether You Have Too Many Credit Cards
If you look at the number of credit cards that you have and try to decide whether you have too many credit cards do you answer may not be a simple one or one that applies to each in every person. Before you attempted to close down active credit card accounts you should know that [...]
Fast Ways You Can Restore Credit
The typical person who is trying to restore credit is someone who has either built up a history of bad financial habits, or has fallen into circumstances beyond their control, such as losing a job or suffering a medical problem. Unfortunately, lenders for car loans, mortgages or credit cards will not likely take into account [...]
How to Calculate Your Credit utilization
Calculate your credit utilization so that you can improve your credit score. Credit utilization is 30% of your credit score calculation. Calculating it is simple. Knowing your credit utilization will help you stay under 30% of utilization ratio which is best for your credit score. The way to calculate your credit score is as follows: [...]
The “Follow Me Down” Phenomenon
Paying off debt is a good thing. You pay off your debt you no longer have to worry about payments, late or otherwise. You have the peace of mind of knowing that you are living within your means. Living debt-free is easier all around. And there was a time when paying off all of your [...]
Reader Question About New Banakruptcy Laws of Indiana: Is There A Statute of Limitations?
A great many questions I get asked by readers and by bankruptcy clients have to do with wage garnishment. As a debt consolidation lawyer offering bankruptcy services in Indiana, I know how very upsetting it can be to have your pay garnished. You’re trying to hold onto a job during these hard times, and now [...]
Is 37 Days To Clean Credit a Scam or Does 37 Days To Clean Credit Work
Is 37 days to clean credit a scam or does the 37 days to clean credit system really work Those are common questions for alot of people who visit the sales page for this popular self credit repair system. 37 days to clean credit works very well for almost everyone who uses it and is [...]