Dealing with Credit Card Debt after Death
Dealing with credit card debt is usually not ranked high among people’s favorite activities. But dealing with the credit card debt of a family member after that person’s death can be even more difficult, both financially and emotionally. Here’s a look at how to handle credit card debts when Chapter 7 bankruptcy is permanently off [...]
October 3- 10 is National Financial Planning Week
If you were not aware, the week of October 3-10 is National Financial Planning Week in the U.S. www.foxbusiness.com reports that financial planners throughout the U.S. are offering free advice on how you can pay down your debt, create a workable budget and plan your future economic goals; that is, get your financial house in [...]
How to see your credit report
Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all [...]
Bankruptcy and a Time to be Thankful
Thanksgiving is the season to be thankful, but when you are experiencing bankruptcy, it can be very hard to find the things in which to be thankful. Let me begin by wishing all of you who read my blogs a Happy Thanksgiving and a reason you too might be thankful. For those of you who [...]
Con Artists Offer Phony Medical Debt Relief Scams
Medical debt has increasingly become a major burden for American families, particularly those who are forced to care for chronic conditions or who suffer major medical emergencies. As medical debt rises, many consumers have turned to safer methods of debt reduction by contacting credit relief agencies or researching how to begin filing Chapter 7 bankruptcy. [...]
American Bankruptcy Institute Reports Decrease in September Filings
According to the American Bankruptcy Institute , fewer Americans filed for bankruptcy protection in September, as consumers reduced their spending, household debt and other borrowing. Consumer bankruptcies, which are typically filed under Chapter 7 or Chapter 13 of U.S. bankruptcy law, fell 17% to 108,517 in September from 130,329 a year earlier, and are down [...]