Over 50s can`t afford to enjoy retirement because of debts
According to a study by Saga Equity Release, 17% of over 50s are left with very little money to enjoy their retirement once they have repaid their debts, while 41% of retirees find repaying their debts difficult, headlinemoney.co.uk reports. However, more and more over 60s are now taking out equity release plans to unlock money [...]
You Should Monitor Your Credit Score
Most people never even consider their credit score until they need it. And unfortunately at that point it is usually too late. Too late if you want to get that auto loan. Too late if you want to get that mortgage and house. Too late. (well, maybe not for the house in this current real [...]
Should You File for Bankruptcy?
Filing for bankruptcy is one of the worst entries that can be found on your credit report. It can very ruin your credit score and cripples the potential for borrowing credit in the future. A bankruptcy filing can continue to affect your credit long after it has all of your credit report which will typically [...]
Bankruptcy Alternative
No one wants to have to deal with putting their name through bankruptcy because that tends to change the way that people look at you. After all who wants to lend money to someone who can not take care of their finances. That is what most people tend to think about people who can not [...]
0 Interest Rate Credit Card – Types of Credit Cards
Credit cards can be considered an integral part of modern society. And ‘the faster, easier and cheaper to make the right purchasing decision, big or small the application is not much cash. With your credit card in hand so that the bank pays the purchase and return the loan in monthly installments on the scale. [...]
WCBS says it again about credit scores and employers
The consumer reporting agencies all state that they do not provide credit scores for employment purposes. In 2008, WCBS reported that employers use credit scores: Now, in 2010, they do it again. Real journalists make corrections. See the headline using the word Now: “Employers Now Checking Credit Scores Of Applicants” (after they said the same thing [...]